BUYER SERVICES
The process of buying a home is not difficult, but it is very detailed and oriented with a lot of decision making. To begin, we start with:
Interview: At this meeting, we will discuss our expectations of each other and how we will represent you. We will also discuss what you are looking to purchase and what is currently on the market.
Pre-Approval: If you do not have a Mortgage Broker/Lender, we can recommend one for you. This way you can become pre-approved/pre-qualified so we can see how much you can afford as well as being able to make a stronger offer to purchase.
Showings: Once we know what you can afford, we will narrow down our property search to meet your specifications. You can then choose the properties that interest you and we can make the appointments for showing. Showings usually require a 24 to 48 hour notice, so please let us know your selections as soon as possible.
Offers: Once you find a property you would like to purchase, it will be time to write up an offer. First, we will sit down and discuss the content of the contract. Then we can write up the strongest offer you feel you can justify, including any possible contingencies or riders. You will also need a deposit of “earnest money.” This can be in the form of a personal check. We will then deliver the offer to purchase to the cooperating broker or owner. We will then wait for the outcome, which can be one of the three things: 1. Acceptance, 2. Decline, 3. Counter the Offer.
Acceptance and Closing: Sometimes, before an offer is accepted, it might go through several counter-offers before the terms are agreed upon. Yet, once it is accepted, we will go through the contingencies (attorney approval, home inspection, etc.) and you will increase your earnest money deposit. During this time, you will be in contact with your attorney, accountant and mortgage broker. They will be getting everything ready for the closing, such as the appraisal, proper paperwork, and date and time of the closing. Also, if indicated in the contract, you will have a final walk-thru of the property 24 hours before closing. This is to ascertain that no major damage has been done to the property since you saw it at the time of your offer. At the closing you will sign all the necessary paperwork, make payouts (if necessary) and “close” on your new property.
Congratulations! The property is now yours.
Helpful Buyer Resources
Interview: At this meeting, we will discuss our expectations of each other and how we will represent you. We will also discuss what you are looking to purchase and what is currently on the market.
Pre-Approval: If you do not have a Mortgage Broker/Lender, we can recommend one for you. This way you can become pre-approved/pre-qualified so we can see how much you can afford as well as being able to make a stronger offer to purchase.
Showings: Once we know what you can afford, we will narrow down our property search to meet your specifications. You can then choose the properties that interest you and we can make the appointments for showing. Showings usually require a 24 to 48 hour notice, so please let us know your selections as soon as possible.
Offers: Once you find a property you would like to purchase, it will be time to write up an offer. First, we will sit down and discuss the content of the contract. Then we can write up the strongest offer you feel you can justify, including any possible contingencies or riders. You will also need a deposit of “earnest money.” This can be in the form of a personal check. We will then deliver the offer to purchase to the cooperating broker or owner. We will then wait for the outcome, which can be one of the three things: 1. Acceptance, 2. Decline, 3. Counter the Offer.
Acceptance and Closing: Sometimes, before an offer is accepted, it might go through several counter-offers before the terms are agreed upon. Yet, once it is accepted, we will go through the contingencies (attorney approval, home inspection, etc.) and you will increase your earnest money deposit. During this time, you will be in contact with your attorney, accountant and mortgage broker. They will be getting everything ready for the closing, such as the appraisal, proper paperwork, and date and time of the closing. Also, if indicated in the contract, you will have a final walk-thru of the property 24 hours before closing. This is to ascertain that no major damage has been done to the property since you saw it at the time of your offer. At the closing you will sign all the necessary paperwork, make payouts (if necessary) and “close” on your new property.
Congratulations! The property is now yours.
Helpful Buyer Resources
